Discover Our Story

Delivering group health insurance tailored to your business needs.

Denver’s Trusted Group Health Insurance Advisor Since 1978

Gerald L. Lukton Company Inc. is an expert employee benefits advisor firm with a commitment to your people. We deliver tailored solutions that reduce complexity, maximize value, and address each client’s unique requirements.

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Colorado’s Exclusive Certified Self-Funded Specialist

Led by David McFerrin, one of the only Certified Self-Funded Specialists (C.S.F.S.) in Colorado, we bring advanced, current knowledge of aggregate and specific coverage options. This expertise allows us to offer precise guidance and robust protection for organizations with five or more employees.

Leading With Experience and Integrity

Proven Benefits Expertise

Our president's 35+ years in employee benefits means you receive guidance you can trust

Colorado Community Leadership

David McFerrin’s lifelong Colorado roots foster strong local business relationships

Focused on Business Growth

We partner with commercial businesses of 5 employees and up, streamlining the insurance process

Transparent Partnerships

We are dedicated to openness, accessibility, and treating every client as a true partner

Family at Heart

David’s pride in his four daughters and four grandchildren shapes our core values

Our Individualized Strategy

With decades of experience and customized benefits solutions, we help organizations excel—discover how our strategies support your team’s growth.