Gerald Lukton Company About Us

Gerald L. Lukton Co: An Overview

Gerald L. Lukton Co. was established in 1978 and came about as one of the most reliable insurance companies in the States. The American-based company spanned 39 years of indemnifying services in Colorado until it was acquired by David McFerrin in 2017. With a prolific educational background and being one of the few certified self-funded specialists in Colorado, he brought a lot to the table. His experience, combined with the company's time-honored standing, is a manifesto for homegrown insurance companies in the US.

About Your Insurance Partner

David’s journey from being a third-party administrator to becoming a self-funded insurance plan mentor is a benefactor chronicle. The more you peak into it, the more you concede his contribution to America’s insurance industry. For him, navigating through different layers of insurance policies is a walk in the park. Having extensive scope in the field and ample know-how of how underwriting firms and brokers work, David addresses clients’ pain points from day one. Surely, he doesn't take things for granted when acting as someone’s guarantor. His direct involvement with clients is in their best interest, as it enables him to devise a personalized plan that ticks all the boxes.


What makes this seasoned insurance guy more wonderful is his pure intention of giving back –what he learned – in life. He’s a person with veracity. He’s that individual who stands next to clients’ when their families and friend show their back. From thereon, David takes responsibility for his indemnified partners. He keeps in check with them via phone calls and emails. All in all, David is committed to his clients and isn't bound by time, situation, or location. 

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David McFerrin Mission

Gerald L. Lukton’s proprietor hasn’t just mustered know-how, insurance leads, and accolades over the years. His transition from a third-party administrative job to his indemnity firm saw many people entering and exiting. But what stayed was his integrity and affinity with professionals working in global insurance companies. This was the moment his passion and prospects became evident. David started the drill and worked closely with insurance providers affiliated with major carriers like the Blue Cross, Blue Shield, Cigna, and UnitedHealthCare. During these years, Mr. David gained underwriting acumen as well as accrued intricacies and nuances of insurance policies. This is the reason he holds these organizations in high esteem. To remain true to his words, David envisions keeping the insurance legacy alive and providing clients with comprehensive insurance solutions. His HQ gets him going: Gerald L. Lukton Co.Surely, many ambitious individuals and up-and-coming insurance agencies can learn a thing or two from David's story.

We Set Insurance Benchmark

Lukton offers a diverse range of insurance services, but self-funded and level-funded health plans are its forte. Whether you run a small business or a large corporation that's declining due to financial spates, we're on it. Over the years, Gerald L. Lukton Co. has catered to commercial organizations, petroleum sectors, convenience stores, and entertainment companies. One of our biggest highlights in the insurance was our partnership with a company responsible for F1 simulator installations in theatres. Gerald L. Lukton's owner had also teamed up with top-tier partners, running life-saving healthcare coverage programs consisting of dental care, vision correction, life insurance, and more. 


David holds many prestigious official standings as well in what he does best – providing insurance. He’s also an active member of the National Association of Benefits and Insurance Professionals (NABIP). At Gerald L. Lukton Co., David and his dedicated team remain heedful whenever a client arrives and make sure he/she leaves contended. And this is exactly what makes David, his crew, and Gerald Lukton an insurance powerhouse. Clients, hence, can entrust their crippling life circumstances to the team. Our best offerings include death claim handling, COBRA administration integration, health insurance, and comprehensive coverage benefits for businesses and employees.

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